 |
Aditya Birla Sun Life Regular Savings Fund |
| An open ended hybrid scheme investing predominantly in debt instruments |
| Data as on 31st July 2023 |
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Fund Details |
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Investment Objective |
| The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. | |
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Fund Category |
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Investment Style |
| Conservative Hybrid Fund |  |
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| Fund Manager | |
|---|---|
| Mr. Dhaval Shah, Mr. Harshil Suvarnkar & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| May 14, 2020, March 22, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 3.2 years, 2.4 years & 0.7 years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | For redemption /switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption /switch-out of units after 90 days from the date of allotment: Nil. |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 1.88% |
| Direct | 0.93% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 1507.06 Crores |
| AUM as on last day | 1506.88 Crores |
| Date of Allotment | |
|---|---|
| May 22, 2004 |
| Benchmark | |
|---|---|
| CRISIL Hybrid 85+15 - Conservative Index |
| Other Parameters | |
|---|---|
| Modified Duration | 2.69 years |
| Average Maturity | 4.66 years |
| Yield to Maturity (for Debt Component) |
7.63% |
| Macaulay Duration | 2.85 years |
| Portfolio Turnover (for Equity Component) |
1.68 |
| Calculation of YTM doesn't include Stressed Assets (ITPCL). Refer the Annexure for Update on Stressed Assets. | |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 500 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 500 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 500/- |
 NAV of Plans / Options ₹ |
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|---|---|---|
| Regular Plan | Direct Plan | |
| Growth | 55.6348 | 61.0680 |
| Monthly IDCW$: | 15.6780 | 25.1443 |
| $Income Distribution cum capital withdrawal | ||
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PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 40.52% | |
| Manappuram Finance Limited | 2.31% | CRISIL AA |
| State Bank of India - Tier II - Basel III | 2.22% | ICRA AAA |
| Bajaj Housing Finance Limited | 2.00% | CRISIL AAA |
| REC Limited | 1.73% | CRISIL AAA |
| Power Finance Corporation Limited | 1.66% | ICRA AAA |
| Small Industries Development Bank of India | 1.66% | ICRA AAA |
| Muthoot Finance Limited | 1.66% | ICRA AA+ |
| Small Industries Development Bank of India | 1.65% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 1.65% | ICRA AAA |
| Union Bank of India - Tier II - Basel III | 1.64% | ICRA AA+ |
| National Bank For Agriculture and Rural Development | 1.58% | ICRA AAA |
| Fullerton India Credit Company Limited | 1.33% | CRISIL AAA |
| Mahindra & Mahindra Financial Services Limited | 1.33% | CRISIL AAA |
| IndusInd Bank Limited - Tier I - Basel III | 1.01% | CRISIL AA |
| National Bank For Agriculture and Rural Development | 0.99% | CRISIL AAA |
| Nexus Select Trust | 0.99% | ICRA AAA |
| Manappuram Finance Limited | 0.99% | CRISIL AA |
| Tata Capital Limited | 0.97% | CRISIL AAA |
| Mahindra & Mahindra Financial Services Limited | 0.83% | CRISIL AAA |
| Mindspace Business Parks REIT | 0.81% | CRISIL AAA |
| Kotak Mahindra Investments Limited | 0.66% | CRISIL AAA |
| Bajaj Finance Limited | 0.66% | CRISIL AAA |
| Bajaj Finance Limited | 0.66% | CRISIL AAA |
| HDFC Bank Limited | 0.66% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.66% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.66% | CRISIL AAA |
| HDFC Bank Limited | 0.66% | ICRA AAA |
| Embassy Office Parks REIT | 0.66% | CRISIL AAA |
| Small Industries Development Bank of India | 0.66% | ICRA AAA |
| Mahindra & Mahindra Financial Services Limited | 0.66% | IND AAA |
| Summit Digitel Infrastructure Private Limited | 0.64% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.64% | ICRA AAA |
| Tata Capital Housing Finance Limited | 0.40% | ICRA AAA |
| REC Limited | 0.35% | CRISIL AAA |
| Steel Authority of India Limited | 0.34% | CARE AA |
| Bajaj Housing Finance Limited | 0.34% | CRISIL AAA |
| Tata Capital Housing Finance Limited | 0.33% | ICRA AAA |
| HDFC Bank Limited | 0.33% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.33% | ICRA AAA |
| Bajaj Housing Finance Limited | 0.33% | CRISIL AAA |
| LIC Housing Finance Limited | 0.32% | CRISIL AAA |
| Cholamandalam Investment and Finance Company Limited | 0.16% | ICRA AA+ |
| U.P. Power Corporation Limited | 0.14% | BWR AA-(CE) |
| Power Finance Corporation Limited | 0.11% | ICRA AAA |
| LIC Housing Finance Limited | 0.07% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.06% | CRISIL AAA |
| NTPC Limited | 0.00% | CRISIL AAA |
| Government Bond | 13.16% | |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | 2.64% | SOV |
| 8.15% GOI (MD 24/11/2026) | 2.39% | SOV |
| 5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC | 2.23% | SOV |
| 4.70% INDIA GOVT BOND 22SEP2033 FRB | 2.01% | SOV |
| 7.10% GOVERNMENT OF INDIA 18APR29 | 1.32% | SOV |
| 4.04% GOI FRB 04OCT2028 | 0.83% | SOV |
| 7.38% GOI 20JUN2027 | 0.67% | SOV |
| 7.72% GOI (MD 25/05/2025) | 0.34% | SOV |
| 7.17% GOI (MD 08/01/2028) | 0.33% | SOV |
| 7.06% GOI 10APR28 | 0.33% | SOV |
| 8.17% GOI (MD 01/12/2044) | 0.07% | SOV |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | 0.00% | SOV |
| 7.27% GOI 08APR26 | 0.00% | SOV |
| Cash Management Bills | 8.19% | |
| Government of India | 1.07% | SOV |
| Government of India | 0.96% | SOV |
| Government of India | 0.79% | SOV |
| Government of India | 0.64% | SOV |
| Government of India | 0.64% | SOV |
| Government of India | 0.58% | SOV |
| Government of India | 0.55% | SOV |
| Government of India | 0.53% | SOV |
| Government of India | 0.45% | SOV |
| Government of India | 0.44% | SOV |
| Government of India | 0.30% | SOV |
| Government of India | 0.29% | SOV |
| Government of India | 0.28% | SOV |
| Government of India | 0.28% | SOV |
| Government of India | 0.22% | SOV |
| Government of India | 0.17% | SOV |
| Banks | 6.58% | |
| ICICI Bank Limited | 2.23% | |
| HDFC Bank Limited | 1.95% | |
| State Bank of India | 1.04% | |
| Axis Bank Limited | 0.73% | |
| IndusInd Bank Limited | 0.61% | |
| Utkarsh Small Finance Bank Ltd | 0.02% |
| Issuer | % to Net Assets |
Rating |
| Money Market Instruments | 5.09% | |
| Axis Bank Limited | 1.58% | ICRA A1+ |
| Panatone Finvest Limited | 0.96% | CRISIL A1+ |
| HDFC Bank Limited | 0.65% | IND A1+ |
| Union Bank of India | 0.64% | IND A1+ |
| ICICI Securities Limited | 0.64% | ICRA A1+ |
| Housing Development Finance Corporation Limited | 0.63% | ICRA A1+ |
| Transport Infrastructure | 1.77% | |
| IRB InvIT Fund | 1.77% | |
| IT - Software | 1.71% | |
| Infosys Limited | 1.33% | |
| Coforge Limited | 0.38% | |
| Finance | 1.67% | |
| Bajaj Finance Limited | 0.67% | |
| Poonawalla Fincorp Limited | 0.53% | |
| SBI Cards & Payment Services Limited | 0.47% | |
| Industrial Products | 1.65% | |
| POLYCAB INDIA Limited | 0.84% | |
| Cummins India Limited | 0.56% | |
| TIMKEN INDIA LTD | 0.26% | |
| Consumer Durables | 1.54% | |
| V-Guard Industries Limited | 0.49% | |
| Crompton Greaves Consumer Electricals Limited | 0.45% | |
| Dixon Technologies (India) Limited | 0.37% | |
| Campus Activewear Limited | 0.22% | |
| Diversified FMCG | 1.35% | |
| ITC Limited | 0.78% | |
| Hindustan Unilever Limited | 0.57% | |
| State Government bond | 1.15% | |
| 8.12% Maharashtra SDL (MD 13/11/2025) | 0.34% | SOV |
| 7.23% TAMIL NADU 14JUN2027 SDL | 0.33% | SOV |
| 8.29% ANDHRA PRADESH - 13JAN26 SDL | 0.27% | SOV |
| HARYANA 08.21% 31MAR2026 SDL | 0.16% | SOV |
| 8.83% UTTAR PRADESH 24FEB2026 SDL | 0.02% | SOV |
| 6.64% TAMIL NADU SDL 13NOV23 | 0.02% | SOV |
| 8.46% GUJARAT 10FEB2026 SDL | 0.00% | SOV |
| 8.08% Telangana UDAY BOND (MD 22/03/2031) | 0.00% | SOV |
| 8.27% Telangana UDAY BOND (MD 22/03/2028) | 0.00% | SOV |
| 8.04% Telangana UDAY BOND (MD 22/03/2030) | 0.00% | SOV |
| 8.07% Telangana UDAY BOND (MD 22/03/2029) | 0.00% | SOV |
| 7.95% Telangana UDAY BOND (MD 22/03/2032) | 0.00% | SOV |
| Automobiles | 1.10% | |
| Mahindra & Mahindra Limited | 0.57% | |
| Tata Motors Limited | 0.53% | |
| Cement & Cement Products | 1.07% | |
| UltraTech Cement Limited | 0.72% | |
| JK Cement Limited | 0.35% | |
| Securitised Debt Amort | 0.92% | |
| First Business Receivables Trust | 0.92% | CRISIL AAA(SO) |
| Healthcare Services | 0.73% | |
| Fortis Healthcare Limited | 0.53% | |
| Vijaya Diagnostic Centre Limited | 0.20% | |
| Telecom - Services | 0.71% | |
| Bharti Airtel Limited | 0.71% | |
| Construction | 0.66% | |
| Larsen & Toubro Limited | 0.66% | |
| Retailing | 0.63% | |
| V-Mart Retail Limited | 0.40% | |
| FSN E-Commerce Ventures Limited | 0.23% | |
| Non - Ferrous Metals | 0.58% | |
| Hindalco Industries Limited | 0.58% | |
| Pharmaceuticals & Biotechnology | 0.56% | |
| Sun Pharmaceutical Industries Limited | 0.56% | |
| Auto Components | 0.47% | |
| Craftsman Automation Ltd | 0.47% | |
| Electrical Equipment | 0.44% | |
| TD Power Systems Ltd | 0.44% | |
| Agricultural Commercial & Construction Vehicles | 0.41% | |
| Ashok Leyland Limited | 0.41% | |
| TREASURY BILLS | 0.33% | |
| Government of India | 0.33% | SOV |
| Leisure Services | 0.32% | |
| Jubilant Foodworks Limited | 0.32% | |
| Realty | 0.27% | |
| Brigade Enterprises Limited | 0.27% | |
| Insurance | 0.26% | |
| Star Health & Allied Insurance Limited | 0.26% | |
| Industrial Manufacturing | 0.24% | |
| GMM Pfaudler Limited | 0.24% | |
| Miscellaneous | 0.03% | |
| Netweb Technologies India Ltd | 0.03% | |
| Miscellaneous | 0.00% | |
| Magnasound (I) Limited | 0.00% | |
| Cash & Current Assets | 5.88% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Harshil Suvarnkar is 13. Total Schemes managed by Mr. Dhaval Shah is 5. Total Schemes managed by Mr. Dhaval Joshi is 45. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor Service Centers.
