Aditya Birla Sun Life Bal Bhavishya Yojna

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Data as on 31st July 2023
Fund Details
Investment Objective
The investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes' objectives will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Atul Penkar & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund
2.4 years, 1.6 years & 0.7 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Nil
An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier).
Total Expense Ratio (TER)
Regular 2.23%
Direct 0.68%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 773.34 Crores
AUM as on last day 789.69 Crores
Date of Allotment
February 11, 2019
Benchmark
Nifty 500 TRI
Other Parameters
Standard Deviation 13.04%
Sharpe Ratio 0.66
Beta 0.85
Portfolio Turnover 0.62
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.Risk Free Rate assumed to be 6.6% (FBIL Overnight MIBOR as on 31 July 2023) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 500/-
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 15.2700 16.5500
IDCW$: 15.2700 16.5400
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Rating
Banks 24.85%
HDFC Bank Limited 7.44%
ICICI Bank Limited 6.70%
State Bank of India 3.83%
Axis Bank Limited 2.79%
IDFC First Bank Limited 1.56%
RBL Bank Limited 1.40%
IndusInd Bank Limited 1.14%
Retailing 7.55%
Shoppers Stop Limited 1.96%
Go Fashion India Limited 1.52%
Vedant Fashions Private Limited 1.49%
Info Edge (India) Limited 1.45%
FSN E-Commerce Ventures Limited 1.12%
IT - Software 5.84%
Infosys Limited 3.72%
Rategain Travel Technologies Limited 1.09%
Tata Consultancy Services Limited 1.02%
Construction 4.64%
Larsen & Toubro Limited 3.30%
Ashoka Buildcon Limited 1.34%
Automobiles 4.59%
Tata Motors Limited 1.63%
Maruti Suzuki India Limited 1.54%
Mahindra & Mahindra Limited 1.42%
Industrial Manufacturing 4.25%
Honeywell Automation India Limited 2.93%
GMM Pfaudler Limited 1.32%
Finance 4.00%
Poonawalla Fincorp Limited 1.47%
Mahindra & Mahindra Financial Services Limited 1.38%
Bajaj Finance Limited 1.15%
Petroleum Products 3.73%
Reliance Industries Limited 3.73%
Leisure Services 3.68%
Devyani International Limited 1.47%
Chalet Hotels Limited 1.24%
Jubilant Foodworks Limited 0.98%
Industrial Products 3.50%
TIMKEN INDIA LTD 2.09%
Bharat Forge Limited 1.42%
Pharmaceuticals & Biotechnology 3.01%
Sun Pharmaceutical Industries Limited 1.27%
Cipla Limited 1.00%
Mankind Pharma Ltd 0.73%
Issuer
% to Net Assets
Rating
Cement & Cement Products 2.94%
The Ramco Cements Limited 1.64%
UltraTech Cement Limited 1.31%
Consumer Durables 2.73%
Titan Company Limited 1.18%
V-Guard Industries Limited 0.79%
VIP Industries Limited 0.76%
Healthcare Services 2.41%
Fortis Healthcare Limited 2.41%
Auto Components 2.40%
Samvardhana Motherson International Limited 1.40%
Motherson Sumi Wiring India Limited 1.00%
Chemicals & Petrochemicals 2.38%
Navin Fluorine International Limited 1.11%
Clean Science & Technology Limited 0.94%
Atul Limited 0.32%
Agricultural Food & other Products 1.76%
Balrampur Chini Mills Limited 1.76%
Beverages 1.52%
United Spirits Limited 1.52%
Insurance 1.50%
Star Health & Allied Insurance Limited 1.50%
Agricultural Commercial & Construction Vehicles 1.46%
Ashok Leyland Limited 1.46%
Ferrous Metals 1.40%
Tata Steel Limited 1.40%
Realty 1.25%
Phoenix Mills Limited 1.25%
Electrical Equipment 1.16%
TD Power Systems Ltd 1.16%
Textiles & Apparels 1.11%
Gokaldas Exports Ltd 1.11%
Transport Services 1.02%
InterGlobe Aviation Limited 1.02%
Food Products 0.96%
Britannia Industries Limited 0.96%
Telecom - Services 0.96%
Bharti Airtel Limited 0.96%
Financial Technology (Fintech) 0.50%
PB Fintech Limited 0.50%
Miscellaneous 0.38%
Jio Financial Services Limited 0.38%
Cash & Current Assets 2.51%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Schemes managed by Mr. Harshil Suvarnkar is 13. Total Schemes managed by Mr. Dhaval Joshi is 45. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered.

This page is a part of the August 2023 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.