 |
Aditya Birla Sun Life Savings Fund |
| An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk. |
| Data as on 31st July 2023 |
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Fund Details |
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Investment Objective |
| The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents | |
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| Fund Manager | |
|---|---|
| Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha, Ms. Monika Gandhi & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| July 15, 2011, June 20, 2014, March 22, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 12.1 years, 9.1 years, 2.4 years & 0.7 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 0.54% |
| Direct | 0.34% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 14636.95 Crores |
| AUM as on last day | 14783.46 Crores |
| Date of Allotment | |
|---|---|
| April 15, 2003 |
| Benchmark | |
|---|---|
| NIFTY Ultra Short Duration Debt Index B-I |
| Other Parameters | |
|---|---|
| Modified Duration | 0.42 years |
| Average Maturity | 0.44 years |
| Yield to Maturity | 7.39% |
| Macaulay Duration | 0.43 years |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 1,000/- |
 NAV of Plans / Options ₹^ |
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|---|---|---|---|
| Regular Plan | Retail Plan@ | Direct Plan | |
| Growth | 475.6549 | 460.2818 | 482.2309 |
| Daily IDCW$: | 100.0934 | 100.0934 | 100.0934 |
| Weekly IDCW$: | 100.3662 | 100.3677 | 100.3807 |
| $Income Distribution cum capital withdrawal Note:@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in. | |||
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PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Money Market Instruments | 43.86% | |
| Small Industries Development Bank of India | 3.31% | CARE A1+ |
| Small Industries Development Bank of India | 2.96% | CARE A1+ |
| Union Bank of India | 2.21% | ICRA A1+ |
| Housing Development Finance Corporation Limited | 1.81% | ICRA A1+ |
| Axis Bank Limited | 1.68% | ICRA A1+ |
| Tata Teleservices Limited | 1.62% | CRISIL A1+ |
| Axis Bank Limited | 1.49% | ICRA A1+ |
| Indian Bank | 1.46% | CRISIL A1+ |
| Small Industries Development Bank of India | 1.34% | CRISIL A1+ |
| Tata Projects Limited | 1.33% | CRISIL A1+ |
| Bank of Baroda | 1.32% | IND A1+ |
| Indian Bank | 1.30% | CRISIL A1+ |
| Punjab National Bank | 1.30% | ICRA A1+ |
| The Federal Bank Limited | 1.29% | CRISIL A1+ |
| Small Industries Development Bank of India | 1.16% | CRISIL A1+ |
| Indian Bank | 1.14% | CRISIL A1+ |
| Tata Teleservices Limited | 0.99% | CRISIL A1+ |
| Tata Projects Limited | 0.99% | CRISIL A1+ |
| Axis Bank Limited | 0.98% | IND A1+ |
| Godrej Consumer Products Limited | 0.97% | ICRA A1+ |
| Housing Development Finance Corporation Limited | 0.95% | ICRA A1+ |
| Small Industries Development Bank of India | 0.82% | CRISIL A1+ |
| Barclays Invest & Loans India Limited | 0.67% | ICRA A1+ |
| Cholamandalam Investment and Finance Company Limited | 0.67% | ICRA A1+ |
| Bank of Baroda | 0.66% | IND A1+ |
| ICICI Bank Limited | 0.66% | ICRA A1+ |
| Axis Bank Limited | 0.66% | ICRA A1+ |
| HDFC Bank Limited | 0.65% | CARE A1+ |
| Indian Bank | 0.65% | CRISIL A1+ |
| JM Financial Products Limited | 0.65% | ICRA A1+ |
| Bahadur Chand Investments Pvt Limited | 0.63% | ICRA A1+ |
| Godrej Industries Limited | 0.51% | ICRA A1+ |
| Canara Bank | 0.51% | CRISIL A1+ |
| Small Industries Development Bank of India | 0.50% | CARE A1+ |
| The Federal Bank Limited | 0.50% | CRISIL A1+ |
| JM Financial Services Ltd | 0.50% | ICRA A1+ |
| IndusInd Bank Limited | 0.50% | CRISIL A1+ |
| The Federal Bank Limited | 0.47% | CRISIL A1+ |
| State Bank of India | 0.34% | CARE A1+ |
| Union Bank of India | 0.34% | ICRA A1+ |
| Housing Development Finance Corporation Limited | 0.33% | ICRA A1+ |
| Small Industries Development Bank of India | 0.32% | CRISIL A1+ |
| Cholamandalam Investment and Finance Company Limited | 0.32% | ICRA A1+ |
| Creamline Dairy Products Ltd | 0.17% | CRISIL A1+ |
| Kotak Mahindra Bank Limited | 0.13% | CRISIL A1+ |
| Muthoot Finance Limited | 0.06% | ICRA A1+ |
| Housing Development Finance Corporation Limited | 0.03% | ICRA A1+ |
| Fixed rates bonds - Corporate | 17.96% | |
| Hindalco Industries Limited | 2.37% | CARE AA+ |
| Bharti Hexacom Limited | 1.01% | CRISIL AA+ |
| Small Industries Development Bank of India | 0.94% | ICRA AAA |
| Muthoot Finance Limited | 0.88% | ICRA AA+ |
| JM Financial Products Limited | 0.84% | ICRA AA |
| Pipeline Infrastructure Limited | 0.82% | CRISIL AAA |
| Shriram Finance Ltd | 0.68% | IND AA+ |
| Godrej Industries Limited | 0.67% | ICRA AA |
| Tata Motors Finance Solutions Limited | 0.67% | CRISIL AA |
| TATA Realty & Infrastructure Limited | 0.61% | ICRA AA+ |
| Shriram Finance Ltd | 0.54% | IND AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.44% | ICRA AA+ |
| Bharti Telecom Limited | 0.34% | CRISIL AA+ |
| Fullerton India Credit Company Limited | 0.34% | CRISIL AAA |
| HDFC Bank Limited | 0.34% | ICRA AAA |
| Muthoot Finance Limited | 0.34% | ICRA AA+ |
| Embassy Office Parks REIT | 0.34% | CRISIL AAA |
| Bharti Telecom Limited | 0.34% | CRISIL AA+ |
| Embassy Office Parks REIT | 0.34% | CRISIL AAA |
| HDFC Bank Limited | 0.34% | ICRA AAA |
| JM Financial Credit Solutions Ltd | 0.34% | ICRA AA |
| Hinduja Leyland Finance Limited | 0.34% | CRISIL AA |
| Muthoot Finance Limited | 0.33% | ICRA AA+ |
| National Bank For Agriculture and Rural Development | 0.33% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.33% | ICRA AAA |
| REC Limited | 0.33% | ICRA AAA |
| Bharti Hexacom Limited | 0.30% | CRISIL AA+ |
| Torrent Power Limited | 0.30% | CRISIL AA+ |
| REC Limited | 0.29% | ICRA AAA |
| LIC Housing Finance Limited | 0.27% | CRISIL AAA |
| Small Industries Development Bank of India | 0.20% | ICRA AAA |
| Bharti Telecom Limited | 0.17% | CRISIL AA+ |
| Small Industries Development Bank of India | 0.17% | CRISIL AAA |
| Power Finance Corporation Limited | 0.17% | ICRA AAA |
| Cholamandalam Financial Holdings Limited | 0.17% | IND AA+ |
| Issuer | % to Net Assets |
Rating |
| Tata Motors Finance Limited | 0.17% | CRISIL AA |
| Bajaj Finance Limited | 0.17% | CRISIL AAA |
| Adani Ports and Special Economic Zone Limited | 0.14% | IND AA+ |
| Larsen & Toubro Limited | 0.10% | CRISIL AAA |
| Cholamandalam Investment and Finance Company Limited | 0.07% | ICRA AA+ |
| Small Industries Development Bank of India | 0.07% | CARE AAA |
| Small Industries Development Bank of India | 0.03% | ICRA AAA |
| Small Industries Development Bank of India | 0.03% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.02% | CRISIL AAA |
| Floating rates notes - Corporate | 14.91% | |
| HDFC Bank Limited | 4.04% | ICRA AAA |
| Bharti Telecom Limited | 2.20% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 1.69% | ICRA AA+ |
| HDFC Bank Limited | 1.65% | ICRA AAA |
| Reliance Industries Limited | 1.02% | CRISIL AAA |
| Bharti Telecom Limited | 1.02% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.84% | ICRA AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.68% | ICRA AA+ |
| Shriram Housing Finance Ltd | 0.42% | IND AA+ |
| Shriram Finance Ltd | 0.41% | CRISIL AA+ |
| Sun Petrochemicals Pvt Ltd | 0.34% | CRISIL AA |
| Tata Capital Financial Services Limited | 0.34% | ICRA AAA |
| Mahindra Rural Housing Finance Limited | 0.17% | IND AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.10% | ICRA AA+ |
| TREASURY BILLS | 14.45% | |
| Government of India | 3.35% | SOV |
| Government of India | 3.13% | SOV |
| Government of India | 1.98% | SOV |
| Government of India | 1.16% | SOV |
| Government of India | 0.82% | SOV |
| Government of India | 0.73% | SOV |
| Government of India | 0.67% | SOV |
| Government of India | 0.66% | SOV |
| Government of India | 0.66% | SOV |
| Government of India | 0.66% | SOV |
| Government of India | 0.55% | SOV |
| Government of India | 0.07% | SOV |
| State Government bond | 2.01% | |
| 5.47% RAJASTHAN 03JUN2024 SDL | 0.70% | SOV |
| 6.83% RAJASTHAN SDL 25SEP23 | 0.68% | SOV |
| 6.56% RAJASTHAN 30OCT2023 SDL | 0.53% | SOV |
| TAMIL NADU 08.24% 09SEP25 SDL | 0.03% | SOV |
| MAHARASHTRA 08.23% 09SEP25 SDL | 0.03% | SOV |
| MAHARASHTRA 08.16% 23SEP25 SDL | 0.03% | SOV |
| Cash Management Bills | 1.97% | |
| Government of India | 0.35% | SOV |
| Government of India | 0.31% | SOV |
| Government of India | 0.29% | SOV |
| Government of India | 0.28% | SOV |
| Government of India | 0.22% | SOV |
| Government of India | 0.14% | SOV |
| Government of India | 0.12% | SOV |
| Government of India | 0.12% | SOV |
| Government of India | 0.07% | SOV |
| Government of India | 0.07% | SOV |
| Government of India | 0.00% | SOV |
| Government Bond | 0.71% | |
| 07.32% GS 28JAN2024 | 0.34% | SOV |
| 8.83% GOI (MD 25/11/2023) | 0.24% | SOV |
| 7.68% GOI (MD 15/12/2023) | 0.14% | SOV |
| Securitised Debt Amort | 0.24% | |
| First Business Receivables Trust | 0.24% | CRISIL AAA(SO) |
| Interest Rate Swaps | 0.02% | |
| BNP Paribas - Indian branches | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| ICICI Securities Primary Dealership Limited | 0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| IDFC First Bank Limited | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| ICICI Bank Limited | -0.00% | |
| Cash & Current Assets | 3.85% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Total Schemes managed by Mr. Dhaval Joshi is 45. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
